Frequently Asked Questions
WHY DO YOU NEED A PUBLIC ADJUSTER TO REPRESENT YOU?
Who will represent you when you file your insurance claim? Certainly not the Insurance Company!
In fact, your Insurance Company will utilize the services of an experienced Claims Adjuster to meet with you and attempt to negotiate a reduced claim settlement. Your Insurance Company may employ and utilize any or all of the following professionals to undervalue your loss: General Contractors, Engineers, Accountants, Inventory Specialists, Fraud Investigators and Attorneys to investigate your claim in an attempt to deny coverage or reduce your claim settlement.
These Professionals are hired by your Insurance Company to work against you and not for you! The very same company that owes you a fair settlement employs skilled Insurance Experts to investigate and calculate your loss. This is a conflict of interest!
WHAT ARE THE BENEFITS OF HAVING DANIEL P. WIXTED, PUBLIC ADJUSTER, LLC REPRESENT YOU?
You will have the advantage of expert assistance and over 20 years of industry insider experience. We will relieve you of the time-consuming and difficult technical matters involved in preparing, presenting and negotiating your claim with the Insurance Company. Most importantly, we will maximize your claim settlement!
We will not allow your claim to be unjustly denied or your claim settlement to be unreasonably reduced!
IF I HAVE ALREADY FILED A CLAIM, CAN I STILL RETAIN DANIEL P. WIXTED PUBLIC ADJUSTER, LLC TO REPRESENT ME?
Yes, it's not too late. We are often hired to resolve disputes after a claim is filed. However, it is in your best interest to hire us as soon as possible. Without understanding the insurance policy, you may act or say something that will give the Insurance Company reason to deny or reduce your claim.
HOW ARE WE PAID?
Like all Public Adjusters, we work for a percentage of your claim settlement. We require no up-front fees and our fee is payable after you are paid by your Insurance Company. We have no doubt that our involvement will increase your claim settlement and our fee will be absorbed in this larger settlement.
IF THERE IS NO RECOVERY THERE IS NO FEE!
WHAT'S TYPES OF CLAIMS ARE COVERED UNDER A TYPICAL PROPERTY INSURANCE POLICY?
Fire & Lightning
Smoke
Windstorm
Hail
Water
Explosion
Riot or Civil Commotion
Aircraft
Vehicles
Vandalism
Theft
Breakage of Glass
Falling Objects
Weight of Snow Ice or Sleet
Collapse
Accidental Discharge or Overflow of Water or Steam
Freezing of Plumbing, Heating, or Air Conditioning System
Sudden or Accidental Damage from Artificially Generated Electrical Current
All Risk of Direct Physical Loss that is Not Specifically Excluded in the Policy
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